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Splitwise alternative

Splitwise splits the bill. House Plan runs the house.

Everything you use Splitwise for (splits, balances, settle-up, recurring bills), plus the chores, the grocery list and the calendar. For the whole house, with no ads.

Download on theApp Store

1 month of Pro free

Free plan for two · No daily limits · No ads

Debts screen: who owes who, simplified

Why houses switch

Why houses pick a Splitwise alternative.

  • One app for the whole house.

    Money, chores, groceries and the calendar, with the same people and one invite.

  • One Pro covers everyone.

    Up to 6 people on a single subscription, paid once by the house, not per person.

  • No daily limits, no ads.

    Add every expense, on Free or Pro. No countdowns, not ever.

Side by side

FeatureHouse PlanSplitwise
Split expenses (equal, exact, %)✓✓
Simplified debts and settle-up✓✓
Recurring bills✓ (Free 2, Pro unlimited)✓
Monthly budget by category✓Charts (Pro)*
Multi-currencyProPro (conversion)*
Chores with rotation and a leaderboard✓—
Shared live grocery list✓—
House calendar with reminders✓—
Guests with an end date✓—
Ads on the free planNeverYes*
Free expense limitNo limit4 a day*
How Pro is pricedPer house (up to 6 people)Per person*
Receipt scanning—Pro*
AndroidComing soon✓
Web app—✓

*Per Splitwise's help centre and App Store listing, checked October 2026. Tell us if something's changed: jack@house-plan.app

Guides

Guides for sharing a home.

All guides
  • Money

    How to split finances as a couple: 4 ways, with real numbers

    Couples split finances in one of four ways: 50/50, in proportion to income, a joint account for shared bills with separate money for the rest, or everything joint. The right one depends on how close your incomes are and how much you want to combine.

    10 min read

  • Money

    How to split bills with roommates (fairly)

    There's no single fair split, but there is a fair process: agree a method for each bill before the first one lands, write it down, and settle up on the same day every month.

    9 min read

Switching

Switching in two minutes.

  1. 1

    Settle up in Splitwise

    So everyone starts at zero.

  2. 2

    Create your house in House Plan

    Add the rent and the bills as recurring expenses.

  3. 3

    Send the invite link

    Drop it in the house group chat. They tap, install and they're in.

What it costs

Free for 2 people, for good. A house of four on House Plan Pro: $34.99/year in total, or $8.75 each. Starts with 1 month of Pro free.

Download on theApp Store

1 month of Pro free

Free plan for two · No daily limits · No ads

Questions

Switching questions.

Is there a free Splitwise alternative?

House Plan is free for 2 people, for good, with no ads and no daily expense limit. Free includes 2 recurring bills and 4 active chores. A house of three or more needs Pro: one subscription covers up to 6 people, $34.99/year in total, starting with 1 month of Pro free.

What's the best Splitwise alternative for roommates?

It depends on what you share. For a one-off trip, any bill splitter works. If you live together, you're also sharing chores, the grocery list and who's home when, and House Plan keeps all of that in one app with the same people and one invite link.

Can I import my Splitwise history?

Not yet. Settle up and start fresh. It takes about two minutes.

Is House Plan good for trips?

It's built for homes. For one weekend away, Splitwise or Tricount are fine. For the place you live, House Plan does more.

What does House Plan not do yet?

Receipt scanning, a web app and Android (coming soon). We'd rather you know now.

Bring the whole house over.

Try House Plan: free. Invite everyone with one link.

Download on theApp Store

1 month of Pro free

Free plan for two · No daily limits · No ads

On Android? You're next.

The Android app is on its way. Email us and we'll send you one message, the day it's ready. No newsletter, no spam.

Tell me when it's ready
Chore leaderboard: you win September, ahead of Priya and Jordan